Member Reference Guide

Down Payment
Assistance

State down payment assistance resources for buyers researching help with down payment requirements and possibly closing costs.

This list is not all inclusive. Program availability, eligibility rules, assistance amounts, and links can change. Individual counties and cities may have additional programs as well. Always confirm current details with the program provider and a licensed loan officer.

Back to Loan Programs
Overview

What Is Down Payment Assistance?

Down payment assistance (DPA) is an amount of money given from some form of government — and sometimes other entities — to help assist with down payment requirements.

Get the state-by-state directory

Members get down payment assistance links for every state, plus how to check local programs and what to verify before relying on any assistance. One-time $47. No subscription.

What’s inside for members
  • How to start with your state, then local programs
  • Assistance program links for every state
  • What to verify before relying on assistance
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Disclaimer: LoanApproval101 is an educational website only. We are not a mortgage lender, broker, or loan originator. We do not offer, arrange, negotiate, or make loans; we do not take applications; and we cannot approve or deny anyone for credit. Nothing on this site is financial, legal, tax, or investment advice, and nothing on this site is a commitment to lend or a guarantee of loan approval. Loan approval decisions are made solely by lenders based on their own criteria. Program guidelines, rates, fees, and loan limits change frequently and vary by lender, loan program, borrower profile, state, and market conditions — individual lenders and credit unions may offer terms outside the guidelines described here. Information is provided “as is” without warranty of accuracy or completeness. Always consult a licensed mortgage professional (you can verify licenses at nmlsconsumeraccess.org) before making financial decisions. Down payment assistance program availability, funding, and eligibility requirements change frequently — always confirm current details directly with the program administrator and a licensed loan officer.